Julia Vakulenko

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MLS# T3158866

This lovely home has been beautifully remodeled and is completely move-in ready. You'll love the open floor plan and high ceilings. Everything is new - totally remodeled kitchen with brand new stainless steel appliances and just installed tile...
Visit this property in BRANDON: 524 OAK CREEK DR, BRANDON

MLS# U8035458

Otow condo in this beautiful 55+ community. Very rare 1st floor unit 1400 sq ft 2 bed 2 bath and best of all across from the 18 and 9 hole golf courses. Great price for a great location. Don;t wait too long, this won't last.
Visit this property in CLEARWATER: 2379 FINLANDIA LN #5, CLEARWATER

MLS# U8034892

In the "versailles manor" floor plan could be used as a mother-in-law suite with its own private bath and separate entrance. Newer roof, newer a/c, newer water heater, newer exterior doors, newer flooring, kitchen cabinets and bathrooms, newer...
Visit this property in PALM HARBOR: 4982 RIDGEMOOR CIR, PALM HARBOR

MLS# T3158632

Great room has access to the screened lanai through sliders letting in all the natural light. Cozy carpet throughout all living areas and tile in wet areas, great for easy maintenance. Enjoy the beautiful Florida weather and luscious landscape in...
Visit this property in WESLEY CHAPEL: 28850 MIDNIGHT STAR LOOP, WESLEY CHAPEL


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Steps to Buying a Home

When you want to buy a home, there are a few steps that will be taken in order to make the home buying process quick and easy.

1. Select a real estate agent in your area.

2. Get a loan pre-approval.

3. Look at properties with your agent based on your criteria and select homes that meet your needs.

4. After a home is selected, the agent will be able to give you suggestions toward a good offer to help negotiate the best deal for you.

5. Have the agent present your offer. The seller could accept, counter-offer, or reject the offer you have submitted.

6. If an offer is accepted and signed by both parties, it becomes a contract. An escrow is opened.

7. There is a certain time period allowed to get financing, inspections of the property, and to satisfy any other contingencies subject to the purchase. Contingencies often include the transfer disclosure statement, preliminary title report, termite report, and a loan approval by your lender.

8. The lender needs an insurance policy to be purchased and submitted to escrow.

9. In some cases, a deposit of the remainder of the down payment need to be put in escrow at least 24 hour prior to the close.

10. Once all of the conditions of the agreement are met, you will sign the loan documents and all of the closing papers. The lender will deposit the money and the loan will proceed. The deed will be recorded in the county recording office and you are now the proud owner of your new home.

 

The Home Buying Process:

 

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Taxes, CDD, HOA, and Homestead:

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