Julia Vakulenko

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Newest listings

MLS# T2914671

Located on an OVERSIZED*FENCED*CORNER LOT in Fishhawk’s Garden District. The Master Suite is located on the First Floor and includes a Luxurious Master bath w/garden tub & separate walk in shower, double sinks and TWO walk-in closets. Upgrades...
Visit this property in LITHIA: 16211 PALMETTOGLEN CT, LITHIA

MLS# A4202001

This upgraded & well maintained split-plan home has 3 bedrooms, 2 baths & oversized 2 car garage with separate workshop. Lots of character and natural light in this house. There is ample room to park a boat, RV and more. Pride of ownership shows...
Visit this property in SARASOTA: 4640 LONGLEAF LN, SARASOTA

MLS# T2915001

German style Townhome located in the best canal in Symphony Isles. This open style home offers 3 spacious bedrooms, 2. Within minutes you can be in the open waters; enjoy a quick boat ride to the small islands around us, or venture off to St Pete...

MLS# T2915073

2/1 Home is nestled in Babes Zaharias Golf Course between the greens. Home has new roof Oct 2016 newer A/C/ mature trees. This has used as a vacation home for many years. Great starter home.
Visit this property in TAMPA: 1311 DIVOT LN, TAMPA


Tampa Short Sales

When a homeowner needs to sell their property, but the sale is going to be less than the mortgage amount, the homeowner must seek approval from their lender in order to make a short sale.

Banks often approve a short sale due to the amount of time and money that a foreclosure process brings to the lender. Some lenders will see short sales as an easy way to cut losses and move on. This way, the lender gets the proceeds from the sale, and the owner would be forgiven for the rest of the debt still owed. This cannot work for owner who has the ability to make payments, owns other high equity real estate, or lied about something on the loan application. It is not an easy way out of a bad investment.

From the buyer’s view, purchasing a home from a short sale can be a long process that ends up leading nowhere. It could be as long as 90 days to get a response from the bank to approve an offer that was accepted by the seller. Buyers can often get frustrated and just walk away from the situation. There is no great bargain in purchasing a short sale, so there is no motivation for a buyer to jump at this chance.

If the bank does approve a short sale, the buyer will have to close the deal in about two weeks. This means that a buyer must have inspections and appraisals ready to be done, as well as the financing. Most short sales now do not get approved and the homes are ending up in foreclosure. This way, the bank has the property clear of any secondary loans and they can list the property as an REO on the market.


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