Julia Vakulenko

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  • $249,000
  • 2 Beds
  • 2 Baths
  • 1,966 Sq.Ft.

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MLS# T2881685

It's all about the location for this great investment. Currently tenant occupied, this spacious 3 bed, 1 bath home features ceramic tile floors and a huge backyard. Already producing a rental return in a community with rising home values, this...
Visit this property in SAFETY HARBOR: 615 ELM ST, SAFETY HARBOR

MLS# T2883007

Boat, fish, ski all in your back yard on beautiful Lake Saxon. This home is set up for entertaining and enjoying the lake front lifestyle. Outside parties are a breeze with great views of the lake, a covered boat dock with electric and boat slip...
Visit this property in LAND O LAKES: 3309 LAKE SAXON DR, LAND O LAKES

MLS# N5913023

Huge great room plan with tiled floors. Community boat ramp, private ferry to private beach for a minimal fee. Pool and spa are heated for year round use. Being sold AS-IS.
Visit this property in VENICE: 1008 EUCLID RD, VENICE

MLS# O5512441

This home has a brand new roof just installed in May 2017. Beautiful new granite countertops have been installed throughout the house. Palmetto Point has a voluntary civic association. If you join for $190 you have full access to the community...
Visit this property in PALMETTO: 4224 5TH AVE W, PALMETTO


Tampa Short Sales

When a homeowner needs to sell their property, but the sale is going to be less than the mortgage amount, the homeowner must seek approval from their lender in order to make a short sale.

Banks often approve a short sale due to the amount of time and money that a foreclosure process brings to the lender. Some lenders will see short sales as an easy way to cut losses and move on. This way, the lender gets the proceeds from the sale, and the owner would be forgiven for the rest of the debt still owed. This cannot work for owner who has the ability to make payments, owns other high equity real estate, or lied about something on the loan application. It is not an easy way out of a bad investment.

From the buyer’s view, purchasing a home from a short sale can be a long process that ends up leading nowhere. It could be as long as 90 days to get a response from the bank to approve an offer that was accepted by the seller. Buyers can often get frustrated and just walk away from the situation. There is no great bargain in purchasing a short sale, so there is no motivation for a buyer to jump at this chance.

If the bank does approve a short sale, the buyer will have to close the deal in about two weeks. This means that a buyer must have inspections and appraisals ready to be done, as well as the financing. Most short sales now do not get approved and the homes are ending up in foreclosure. This way, the bank has the property clear of any secondary loans and they can list the property as an REO on the market.


The Home Buying Process:


Types of Resale in Today's Market:


Taxes, CDD, HOA, and Homestead:

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