Julia Vakulenko

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MLS# U7829924

Looking for a newer, updated, pool home near downtown Dunedin. This Scotsdale Bluffs property has been recently renovated with over 75K in updates. Updates include, KITCHEN: custom wood cabinets - granite counters - hardware - stainless sink -...
Visit this property in DUNEDIN: 1350 BLUFFS CIR, DUNEDIN

MLS# T2898720

As you enter the home you are welcomed by a beautiful foyer entry and staircase leading to a study that can be converted into a bedroom if you so wish, a quaint and private office right outside the kitchen area, a beautiful air-conditioned sun...
Visit this property in RIVERVIEW: 7212 DUSTY RD, RIVERVIEW

MLS# T2899952

** A HOME OF LOVE, JOY, LAUGHTER & COMFORT **PLUS it's. Another MY-DREAMS-WILL-COME-TRUE. **FAMILY ROOM with Decorative Fireplace **The Dining/Living Rooms are Perfect for Entertaining Friends, and Enjoying the Relaxing Florida Lifestyle. Hurry.
Visit this property in BRANDON: 605 FAIRMONT DR, BRANDON

MLS# T2900065

Very cute bungalow in nice area great for kids to walk to elementary school or charter school. Wonderful lot with fenced backyard and mature trees. Light and bright with tile floors. Close to Hillsborough River, Close to Temple Crest Community...
Visit this property in TAMPA: 4323 E REGNAS AVE, TAMPA


Tampa Short Sales

When a homeowner needs to sell their property, but the sale is going to be less than the mortgage amount, the homeowner must seek approval from their lender in order to make a short sale.

Banks often approve a short sale due to the amount of time and money that a foreclosure process brings to the lender. Some lenders will see short sales as an easy way to cut losses and move on. This way, the lender gets the proceeds from the sale, and the owner would be forgiven for the rest of the debt still owed. This cannot work for owner who has the ability to make payments, owns other high equity real estate, or lied about something on the loan application. It is not an easy way out of a bad investment.

From the buyer’s view, purchasing a home from a short sale can be a long process that ends up leading nowhere. It could be as long as 90 days to get a response from the bank to approve an offer that was accepted by the seller. Buyers can often get frustrated and just walk away from the situation. There is no great bargain in purchasing a short sale, so there is no motivation for a buyer to jump at this chance.

If the bank does approve a short sale, the buyer will have to close the deal in about two weeks. This means that a buyer must have inspections and appraisals ready to be done, as well as the financing. Most short sales now do not get approved and the homes are ending up in foreclosure. This way, the bank has the property clear of any secondary loans and they can list the property as an REO on the market.


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