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SUN CITY CENTER, FL
Newest listings
MLS# T3467598
Your dream home has arrived. Within a mile of the community, discover three public parks and a recreation center, complete with scenic walking and biking trails, a dog park, a beach, and convienient boat ramp providing access to the Gulf Of...
Visit this property in HOLIDAY:
2646 SEAGRASS COURT, HOLIDAY FL 34691
MLS# T3469427
The award-winning Venice end unit Contemporary elevation townhome lives like a single-family home. On the first level of this home, you will find a designer kitchen with abundant cabinet space and a center island with a breakfast bar that is...
Visit this property in BRANDON:
3419 TIMBER CROSSING AVENUE, BRANDON FL 33511
MLS# T3464519
Experience resort-style living within the stunning master-planned community of Arbor Greene. This exciting new listing offers 4 bedrooms, 3 1/2 baths, an office, bonus room, family room, and elegant formal living and dining spaces. The kitchen...
Visit this property in TAMPA:
17801 ARBOR HAVEN DRIVE, TAMPA FL 33647
MLS# T3469180
WELL APPOINTED HOME THAT INCLUDES ALL FURNISINGS in the quiet and exquisite neighborhood of Tanglewood. Covered screened lanai with spacious backyard. Beautiful lush trees in the front yard. Check out this beautiful home today.
Visit this property in WESLEY CHAPEL:
1922 TARPON COURT, WESLEY CHAPEL FL 33543
Getting Pre-Approved
Financing a home can be a difficult process if you are not looking for the right loan for you. What you need to be concerned about is not getting the financing, but getting the right financing. You will want to look for the best terms at the lowest cost. If you want to review your financing options, you will need to meet with a lender who can explain all of the different types of loans that you will be able to afford as well as the program that will help you meet your goals. Once you determine with the lender how much you can afford, you will be able to narrow down your housing search to specific neighborhoods.
After you meet with your loan officer who has reviewed your finances, the officer will let you know what type of mortgage and what the loan amount he thinks you can qualify for. The lender will then provide a pre-approval letter that shows your borrowing power.
Your pre-approval letter is not a final commitment for the loan, but it is a necessary step in order to look at homes with an agent. Some require, and some recommend it. It shows that you will have the ability to complete the purchase of a home. Otherwise, agents and sellers could think you are just wasting their time. Sellers do not want to get into the final hours before closing and find out that the buyer cannot get financing.
Also, if you don’t meet in advance with a loan officer, you could be rushed into making a decision about your financing without taking the time to think about what is best for you. Once an offer is accepted by the seller, it becomes a contract and a specific time frame will be given to get your financing in place. It is a strain to try and get a lender and find a loan program once you have already found the house that you want to buy.
The Home Buying Process:
- The Simple Steps to Buying a Home
- Importance of Getting a Pre-Approval ahead of time
- Finding the Right Home
- Things to watch out for when Financing your Home
- Tips on Writing an Offer
- Importance of a Home Inspection
- What is included in Closing Costs?
Types of Resale in Today's Market:
Taxes, CDD, HOA, and Homestead:
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