Julia Vakulenko

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Newest listings

MLS# H2204373

Terrific 3 bedrooms 2 bath (tax roll shows 2 bedrooms) home, with 2 living areas, dining nook and shaded covered lanai. Wonderful location with beautiful tropical foliage in front and back yards-a paradise for flower lovers. This home has great...
Visit this property in NEW PORT RICHEY: 5824 8TH AVE, NEW PORT RICHEY

MLS# A4203763

This lovely 3 bedroom 3 bathroom plus den home is sure to wow you. This is located on Oleander which is one of the absolute best Flower Streets. There is also a beautiful oversized salt water pool with pavers and lanai. Also very close to the...
Visit this property in SARASOTA: 1844 OLEANDER ST, SARASOTA

MLS# A4203823

Home is located on a canal in harbour walk one of west florida's most premier and exclusive gated boating communities. Extended floor plan offers the gold package which amenities include crown molding, volume-tray ceilings, open floor plan,...
Visit this property in BRADENTON: 575 FORE DR, BRADENTON

MLS# U7841142

The kitchen is spacious and boasts granite countertops, stainless steel appliances and an eat-in area. A second living area with fireplace and built-in shelves stretches across the back of the home, and sliding glass doors across the back of the...


DOs and DON'Ts in Financing

When it comes to financing, you will be faced with a lot of decisions. Knowing what to do and what not to do will help you to get the best deal.

The DO’S:

Pay your existing mortgage payments on time.

Pay all recurring debts on time, because there is a chance that your credit will be run again before the close of escrow.


Open a new credit line.

Purchase new furniture or a new automobile (including leasing a vehicle). A car payment on your credit report can greatly reduce your purchasing power on a home. Get the house first, then think about the car later.

Transfer funds or change banks without consulting the loan officer first.

Put more debt on your credit cards.

Change or quit a job without consulting the loan officer first. This will prevent any problems if the lender makes a call before funding begins to make sure that you are still employed by the company listed on the loan application.


The Home Buying Process:


Types of Resale in Today's Market:


Taxes, CDD, HOA, and Homestead:

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