Julia Vakulenko

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MLS# T2877236

Need LITHIA SCHOOL DISTRICT but do not want HOA or CDD fees. Welcoming foyer leads to formal dining room and spacious office/den. Notice custom PLANTATION SHUTTERS, tasteful valances, Hunter Douglas Silhouette Shades, and decorative light fixtures...
Visit this property in VALRICO: 2810 OLAVET CT, VALRICO

MLS# W7629247

Master bedroom has two good size closets. There are TWO WALK IN CLOSETS in the other two bedrooms, most of flooring is LAMINATE that gives you the look of hardwood floors without the extra maintenance, INSIDE UTILITY with cabinets and laundry tub,...
Visit this property in PORT RICHEY: 7435 ISLE DR, PORT RICHEY

MLS# W7629205

Pride of ownership shows in this meticulously maintained 4/3/2 pool home on a cul-de-sac. Master Suite boasts a large walk-in closet and Master Bath with dual sinks, garden tub, walk in shower and water closet. New Roof 2007, A/C 2013 & Water...
Visit this property in NEW PORT RICHEY: 7223 FORESTEDGE CT, NEW PORT RICHEY

MLS# T2876996

Beautifully renovated condo in the desirable Kings point subdivision. The condo sits on a highly desirable lot overlooking large open space in the backyard. Perfect setting of privacy or to enjoy a quiet morning. This unit is truly one of a kind...
Visit this property in SUN CITY CENTER: 1901 CANTERBURY LN #A5, SUN CITY CENTER


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DOs and DON'Ts in Financing

When it comes to financing, you will be faced with a lot of decisions. Knowing what to do and what not to do will help you to get the best deal.

The DO’S:

Pay your existing mortgage payments on time.

Pay all recurring debts on time, because there is a chance that your credit will be run again before the close of escrow.

The DON’TS:

Open a new credit line.

Purchase new furniture or a new automobile (including leasing a vehicle). A car payment on your credit report can greatly reduce your purchasing power on a home. Get the house first, then think about the car later.

Transfer funds or change banks without consulting the loan officer first.

Put more debt on your credit cards.

Change or quit a job without consulting the loan officer first. This will prevent any problems if the lender makes a call before funding begins to make sure that you are still employed by the company listed on the loan application.

 

The Home Buying Process:

 

Types of Resale in Today's Market:

 

Taxes, CDD, HOA, and Homestead:

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