Julia Vakulenko

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BELLEAIR BLUFFS, FL

131 BLUFF VIEW DR #208, BELLEAIR BLUFFS listing
  • $168,000
  • 2 Beds
  • 2 Baths
  • 1,300 Sq.Ft.

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DOs and DON'Ts in Financing

When it comes to financing, you will be faced with a lot of decisions. Knowing what to do and what not to do will help you to get the best deal.

The DO’S:

Pay your existing mortgage payments on time.

Pay all recurring debts on time, because there is a chance that your credit will be run again before the close of escrow.

The DON’TS:

Open a new credit line.

Purchase new furniture or a new automobile (including leasing a vehicle). A car payment on your credit report can greatly reduce your purchasing power on a home. Get the house first, then think about the car later.

Transfer funds or change banks without consulting the loan officer first.

Put more debt on your credit cards.

Change or quit a job without consulting the loan officer first. This will prevent any problems if the lender makes a call before funding begins to make sure that you are still employed by the company listed on the loan application.

 

The Home Buying Process:

 

Types of Resale in Today's Market:

 

Taxes, CDD, HOA, and Homestead:

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