Julia Vakulenko

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MLS# A4197335

Your dream home is nestled amid Florida palms and mature oak trees along the streets of the historic Greenbriar community, just minutes from downtown Sarasota, Siesta Key Beach, St. Armand's Circle, and local parks. The master bedroom features...
Visit this property in SARASOTA: 2869 BAY ST, SARASOTA

MLS# T2908615

A brand new dimensional shingle roof was just installed in 2017. Looking for a large lot with space to roam in your backyard. Step outside onto your 24ft x 16ft covered lanai and enjoy fantastic backyard views. Don’t delay – make this...
Visit this property in TAMPA: 3712 W IOWA AVE, TAMPA

MLS# A4198724

Visualize a lifestyle in the serene surroundings of this gated TPC country club community located in the Estate section of Prestancia on a cul-de-sac street. Majestic palm trees and mature tropical foliage complement this spacious residence...
Visit this property in SARASOTA: 3988 LOSILLIAS DR, SARASOTA

MLS# T2907975

A welcoming foyer invites you into the first level with living room, formal dining, kitchen and casual family dining area, family room with built in shelving, half bathroom plus a large enclosed lanai with views of the pool. The Recreation Center...
Visit this property in TEMPLE TERRACE: 327 FERN CLIFF AVE, TEMPLE TERRACE


Tampa4U.com

 Tampa Mortgage and Home Financing:

If you are planning to get financing in order to purchase a home, talking to a mortgage professional is the first step. Questions you might want to ask:

    • - How much can I borrow / qualify for?
    • - What loan programs are available?
    • - How much is down payment?
    • - How much will my rate be and my mortgage payments?
    • - What would be my closing costs?
    • - What are escrows?
    • - Do I qualify for any government assistance programs?
    • - Get pre-approval letter. Most sellers would request it to go along with the offer.

Lenders have different rates and their costs vary.  During your initial research concentrate on getting approved and see if numbers work for you. Once you get closer to purchasing a property, you can start shopping around for better rate.

Finding the right mortgage and mortgage lender are crucial steps in any real estate markets. Knowledgeable and experienced mortgage professional can recommend the best option for you and guide you through the complex world of finance. Please let me know if you need recommendations for local mortgage brokers and bankers.