Julia Vakulenko

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MLS# A4201955

You will enjoy a private island lifestyle in the beautifully finished one level 3/2/2 condo w/direct lake, preserve & partial bay views. Open floor plan that flows for easy living & great entertaining. Lanai has large ‘impact’ doors with lake...
Visit this property in BRADENTON: 108 TIDY ISLAND BLVD #108, BRADENTON

MLS# T2914804

Two (2) more bedrooms with each their own bath. A Collectors Dream. Covered Dock and Lift on Channel for even more Toys. Schedule your Appointment Today.
Visit this property in APOLLO BEACH: [R_I], APOLLO BEACH

MLS# T2914465

Updated throughout with quartz counter tops, thermal pane windows, crown molding, high volume trey ceilings, ceramic tile throughout, water softener and much more. You'll never tire of spending your days and evenings here. It's a safe place where...
Visit this property in SUN CITY CENTER: 1115 VILLEROY DR, SUN CITY CENTER

MLS# T2914852

The entire downstairs floor was remodeled in 2016 and boasts rich hand scraped wood flooring,and a gorgeous floor to ceiling brick wood burning fireplace. The first level also conveniently features the updated Master bedroom, den/library/office...
Visit this property in DADE CITY: 14050 GRANDEUR WAY, DADE CITY


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 Tampa Mortgage and Home Financing:

If you are planning to get financing in order to purchase a home, talking to a mortgage professional is the first step. Questions you might want to ask:

    • - How much can I borrow / qualify for?
    • - What loan programs are available?
    • - How much is down payment?
    • - How much will my rate be and my mortgage payments?
    • - What would be my closing costs?
    • - What are escrows?
    • - Do I qualify for any government assistance programs?
    • - Get pre-approval letter. Most sellers would request it to go along with the offer.

Lenders have different rates and their costs vary.  During your initial research concentrate on getting approved and see if numbers work for you. Once you get closer to purchasing a property, you can start shopping around for better rate.

Finding the right mortgage and mortgage lender are crucial steps in any real estate markets. Knowledgeable and experienced mortgage professional can recommend the best option for you and guide you through the complex world of finance. Please let me know if you need recommendations for local mortgage brokers and bankers.