Julia Vakulenko

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MLS# U8223231

Gull-Aire Village is a very desirable age 55+ community with lots of activities for its residents. The open floor plan is perfect for entertaining, and the attached garage is a plus for this home. HOA is $50. About 20 minutes to the beautiful...
Visit this property in OLDSMAR: 261 PELICAN DRIVE N, OLDSMAR FL 34677

MLS# T3489263

This pool home is set on an oversized corner lot and offers a split bedroom layout with 3 bedrooms and 2 bathrooms. The primary suite includes 2 walk-in closets and dual vanities, providing both comfort and convenience. This home offers an...
Visit this property in PLANT CITY: 2600 S GOLFVIEW DRIVE, PLANT CITY FL 33566

MLS# U8222982

Welcome to this charming 1,104 sq. ft double-wide manufactured home featuring a 6-year-old roof, and a 4 year new AC and water heater. The spacious owner's suite features an ensuite bathroom with an oversized vanity along with three closets....
Visit this property in PALM HARBOR: 176 PHILADELPHIA BOULEVARD # 5, PALM HARBOR FL 34684

MLS# W7860220

Embrace a contemporary aesthetic with black appliances contrasting against white cabinets and stunning granite countertops. The soft-close drawers and white subway-style backsplash add a touch of sophistication. Take a refreshing swim, play...
Visit this property in NEW PORT RICHEY: 9112 BASSETT LANE # A, NEW PORT RICHEY FL 34655


Tampa4U.com

 Tampa Mortgage and Home Financing:

If you are planning to get financing in order to purchase a home, talking to a mortgage professional is the first step. Questions you might want to ask:

    • - How much can I borrow / qualify for?
    • - What loan programs are available?
    • - How much is down payment?
    • - How much will my rate be and my mortgage payments?
    • - What would be my closing costs?
    • - What are escrows?
    • - Do I qualify for any government assistance programs?
    • - Get pre-approval letter. Most sellers would request it to go along with the offer.

Lenders have different rates and their costs vary.  During your initial research concentrate on getting approved and see if numbers work for you. Once you get closer to purchasing a property, you can start shopping around for better rate.

Finding the right mortgage and mortgage lender are crucial steps in any real estate markets. Knowledgeable and experienced mortgage professional can recommend the best option for you and guide you through the complex world of finance. Please let me know if you need recommendations for local mortgage brokers and bankers.