Julia Vakulenko

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Newest listings

MLS# T3375416

This beautiful home built in 2020 is now available. Located in San Antonio, FL minutes from Wesley Chapel. It is located in Mirada a new development North of Wesley Chapel where it will have the Largest Lagoon in the US. Hopefully finished by the...
Visit this property in SAN ANTONIO: 10888 TALLY FAWN LOOP, SAN ANTONIO FL 33576

MLS# U8162833

Tall, Open vaulted ceilings & Loft/office/bonus room upstairs with closet, overlooking Great Room in a Greatly Desired Community. *COMMUNITY FEATURES- *Low HOA monthly fees, that covers your Roof, exterior paint, Front lawn maintenance, Two...
Visit this property in CLEARWATER: 2532 STONY BROOK LANE, CLEARWATER FL 33761

MLS# T3374758

Located near restaurants, shopping, downtown Tampa, Clearwater and St. Come take a look to see for yourself that the one-time member fee of $8,025 and quarterly club fees of $435. 35 along with Resort HOAs quarterly maintenance dues of $1,374 will...
Visit this property in WESLEY CHAPEL: 4786 FOX HUNT DRIVE # D741, WESLEY CHAPEL FL 33543

MLS# U8163666

The community features two resort style pools, two spas, lighted tennis courts, large covered decks, private courtyard entrances, fitness center, cinema room, car wash center and two picnic centers. Just minutes away from downtown St Petersburg...
Visit this property in SAINT PETERSBURG: 115 NE 112TH AVENUE NE # 914, SAINT PETERSBURG FL 33716


 Tampa Mortgage and Home Financing:

If you are planning to get financing in order to purchase a home, talking to a mortgage professional is the first step. Questions you might want to ask:

    • - How much can I borrow / qualify for?
    • - What loan programs are available?
    • - How much is down payment?
    • - How much will my rate be and my mortgage payments?
    • - What would be my closing costs?
    • - What are escrows?
    • - Do I qualify for any government assistance programs?
    • - Get pre-approval letter. Most sellers would request it to go along with the offer.

Lenders have different rates and their costs vary.  During your initial research concentrate on getting approved and see if numbers work for you. Once you get closer to purchasing a property, you can start shopping around for better rate.

Finding the right mortgage and mortgage lender are crucial steps in any real estate markets. Knowledgeable and experienced mortgage professional can recommend the best option for you and guide you through the complex world of finance. Please let me know if you need recommendations for local mortgage brokers and bankers.