Julia Vakulenko

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Newest listings

MLS# A4196774

The oversized lot on a cul de sac and long lake views toward the golf course in the back, is the ideal setting for the pièce de résistance you will find once inside the home. A four car garage, a thoughtful floor plan, and bright, airy rooms is...

MLS# T2904070

Great LOCATION with easy access to I75, I4 and Selmon Expw. Washer and dryer stays. Contact us or your realtor for a private showing. Enjoy the Florida lifestyle with a LOW HOA in a house that has it all.
Visit this property in BRANDON: 1606 OPEN FIELD LOOP, BRANDON

MLS# T2904600

Home is currently a 3 Bed + 2 Bath but HOMEOWNER WILL CONVERT BACK TO 4 BEDROOM FLOORPLAN PRIOR TO CLOSING IF BUYER WISHES. There are so many wonderful features to this home and community, starting with the property that consists of a 1/3 acre,...
Visit this property in VALRICO: 1103 LADY ELAINE DR, VALRICO

MLS# T2904687

This turn key home has been meticulously cared for and shows pride of ownership in every corner. 3 bedrooms, 2 baths, block and brick built home has a newer roof, newer AC and also newer energy efficient double pane windows. Enjoy this exquisitely...
Visit this property in TAMPA: 4305 W WISCONSIN CT, TAMPA


 Tampa Mortgage and Home Financing:

If you are planning to get financing in order to purchase a home, talking to a mortgage professional is the first step. Questions you might want to ask:

    • - How much can I borrow / qualify for?
    • - What loan programs are available?
    • - How much is down payment?
    • - How much will my rate be and my mortgage payments?
    • - What would be my closing costs?
    • - What are escrows?
    • - Do I qualify for any government assistance programs?
    • - Get pre-approval letter. Most sellers would request it to go along with the offer.

Lenders have different rates and their costs vary.  During your initial research concentrate on getting approved and see if numbers work for you. Once you get closer to purchasing a property, you can start shopping around for better rate.

Finding the right mortgage and mortgage lender are crucial steps in any real estate markets. Knowledgeable and experienced mortgage professional can recommend the best option for you and guide you through the complex world of finance. Please let me know if you need recommendations for local mortgage brokers and bankers.