Julia Vakulenko

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MLS# T3270243

Private covered dock/lifts offer quick open Bay access. Designed for the very best of living and entertaining, masterful updates and refined finishes create the perfect Florida lifestyle while embracing the 1920s architectural heritage. The chef’s...
Visit this property in TAMPA: 823 S BAYSIDE DR, TAMPA

MLS# O5880088

REO Occupied - the seller does not represent or guarantee occupancy status. NO VIEWINGS of this property. Please DO NOT DISTURB the occupant. Buyer will be responsible for obtaining possession of the property upon closing.
Visit this property in HUDSON: 13540 KNOTTY LN, HUDSON

MLS# U8129987

Big front porch to sit & relax. Large rear yard. Play badminton or add a pool. Stove & stainles steel refig 1 to 2 years old.
Visit this property in ST PETERSBURG: 2320 43RD AVE N, ST PETERSBURG

MLS# W7825967

To be built. Check out just some of the STANDARD features of this incredible home: 10 ft ceilings with recesses, crown molding throughout, REAL wood cabinets with soft close hardware, tile, laminate or waterproof flooring (no vinyl), upgraded Moen...
Visit this property in WEBSTER: 7178 OCTAVIA LN, WEBSTER


Tampa4U.com

 Tampa Mortgage and Home Financing:

If you are planning to get financing in order to purchase a home, talking to a mortgage professional is the first step. Questions you might want to ask:

    • - How much can I borrow / qualify for?
    • - What loan programs are available?
    • - How much is down payment?
    • - How much will my rate be and my mortgage payments?
    • - What would be my closing costs?
    • - What are escrows?
    • - Do I qualify for any government assistance programs?
    • - Get pre-approval letter. Most sellers would request it to go along with the offer.

Lenders have different rates and their costs vary.  During your initial research concentrate on getting approved and see if numbers work for you. Once you get closer to purchasing a property, you can start shopping around for better rate.

Finding the right mortgage and mortgage lender are crucial steps in any real estate markets. Knowledgeable and experienced mortgage professional can recommend the best option for you and guide you through the complex world of finance. Please let me know if you need recommendations for local mortgage brokers and bankers.