Julia Vakulenko

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Tampa4U.com

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MLS# W7807120

This Beautiful 5 bedroom, 3 bathroom, and oversized 3 car garage home in Thousand Oaks East is a must see. As you arrive home you will be welcomed by the oversized driveway and the feeling of extra privacy from being located on a cul-de-sac. The...
Visit this property in TRINITY: 1926 PINK GUARA CT, TRINITY

MLS# U8025142

LOCATION with a GATE. Less than 25 homes in Unit 1 back up to Freedom Lake Park to have Spectacular Water Views and Sunsets. All of the rooms have been tiled with a neutral color and laid in a diamond pattern. There are 7 units each having its own...
Visit this property in PINELLAS PARK: 9610 45TH WAY N, PINELLAS PARK

MLS# T3143394

This Very clean and move in ready home comes just in time for the holidays. The front yard has great curb appeal with matured landscaping and a large 2 car garage. Upon entering the front door you will find a large shared family room and formal...
Visit this property in GIBSONTON: 9418 CYPRESS HARBOR DR, GIBSONTON

MLS# T3143176

It's a perfect winter home, and a great place to raise a family. Nicely updated, with porcelain flooring, granite counter tops, stainless appliances and a large utility room that can easily be converted into a second bathroom. Almost no traffic...
Visit this property in TAMPA: 4510 24TH AVE S, TAMPA


Tampa4U.com

 Tampa Mortgage and Home Financing:

If you are planning to get financing in order to purchase a home, talking to a mortgage professional is the first step. Questions you might want to ask:

    • - How much can I borrow / qualify for?
    • - What loan programs are available?
    • - How much is down payment?
    • - How much will my rate be and my mortgage payments?
    • - What would be my closing costs?
    • - What are escrows?
    • - Do I qualify for any government assistance programs?
    • - Get pre-approval letter. Most sellers would request it to go along with the offer.

Lenders have different rates and their costs vary.  During your initial research concentrate on getting approved and see if numbers work for you. Once you get closer to purchasing a property, you can start shopping around for better rate.

Finding the right mortgage and mortgage lender are crucial steps in any real estate markets. Knowledgeable and experienced mortgage professional can recommend the best option for you and guide you through the complex world of finance. Please let me know if you need recommendations for local mortgage brokers and bankers.