Julia Vakulenko

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Tampa4U.com

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MLS# U8079819

To be built. Pick all of your own colors, custom cabinets, countertops and all other finishes. Enjoy the benefits of a new home such as lower insurance cost, energy efficiency and all brand new systems vs buying an existing home which all need...
Visit this property in ST PETERSBURG: 3161 EMERSON AVE S, ST PETERSBURG

MLS# U8003152

This rare two-story two bedroom condo in the resort style community of Itopia is a must-see with a spacious open floorplan, vaulted ceilings, wood floors and a cozy fireplace. Enjoy a beautiful view of the water from two balconies as you live the...
Visit this property in ST PETERSBURG: 10265 GANDY BLVD N #1502, ST PETERSBURG

MLS# U8060615

To be built. Hurry while you can still select some of your colors. 24 acres in the heart of the Lutz in the Steinbrenner High School district. Pictures are for Informational purposes only.
Visit this property in LUTZ: 17841 SIMMONS RD, LUTZ

MLS# U8039785

Bring your offers. The main level has TWO WATERFRONT BALCONIES that span the rear of the home. This home is a must see. Come see it today.
Visit this property in PALM HARBOR: 4931 ROBIN TRL, PALM HARBOR


Tampa4U.com

 Tampa Mortgage and Home Financing:

If you are planning to get financing in order to purchase a home, talking to a mortgage professional is the first step. Questions you might want to ask:

    • - How much can I borrow / qualify for?
    • - What loan programs are available?
    • - How much is down payment?
    • - How much will my rate be and my mortgage payments?
    • - What would be my closing costs?
    • - What are escrows?
    • - Do I qualify for any government assistance programs?
    • - Get pre-approval letter. Most sellers would request it to go along with the offer.

Lenders have different rates and their costs vary.  During your initial research concentrate on getting approved and see if numbers work for you. Once you get closer to purchasing a property, you can start shopping around for better rate.

Finding the right mortgage and mortgage lender are crucial steps in any real estate markets. Knowledgeable and experienced mortgage professional can recommend the best option for you and guide you through the complex world of finance. Please let me know if you need recommendations for local mortgage brokers and bankers.