Julia Vakulenko

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MLS# T2900108

The kitchen includes a large island perfect for bar-style eating or entertaining, a walk-in pantry, and plenty of cabinets and counter space. The well-appointed kitchen comes with all appliances including refrigerator, built-in dishwasher,...
Visit this property in PLANT CITY: 3202 S NORTHVIEW RD, PLANT CITY

MLS# U7829948

Florida living at its best in the ever popular Chateaux Woods. The heated and air conditioned bonus room is currently used as a formal dining room although the large living room area could be living room/dining room and the bonus room as a...
Visit this property in CLEARWATER: 3425 ROCHELLE CT, CLEARWATER

MLS# U7830117

This unit features 2 spacious bedrooms, 2 bathrooms, and a living room/dining room combination. Both bedrooms are very large and have ample closet space. The kitchen features additional space for an eat-in dinette table or desk. Conveniently...
Visit this property in ST PETERSBURG: 5845 37TH AVE N #9, ST PETERSBURG

MLS# A4194423

All appliances stay. Great location for commuters convenient to I-75 and SRQ airport plus shopping and dining at University Town Center Mall and surrounding area. Low fees and well-managed HOA representative onsite. This is a great opportunity...
Visit this property in SARASOTA: 5459 BENTGRASS DR #2-106, SARASOTA


 Tampa Mortgage and Home Financing:

If you are planning to get financing in order to purchase a home, talking to a mortgage professional is the first step. Questions you might want to ask:

    • - How much can I borrow / qualify for?
    • - What loan programs are available?
    • - How much is down payment?
    • - How much will my rate be and my mortgage payments?
    • - What would be my closing costs?
    • - What are escrows?
    • - Do I qualify for any government assistance programs?
    • - Get pre-approval letter. Most sellers would request it to go along with the offer.

Lenders have different rates and their costs vary.  During your initial research concentrate on getting approved and see if numbers work for you. Once you get closer to purchasing a property, you can start shopping around for better rate.

Finding the right mortgage and mortgage lender are crucial steps in any real estate markets. Knowledgeable and experienced mortgage professional can recommend the best option for you and guide you through the complex world of finance. Please let me know if you need recommendations for local mortgage brokers and bankers.