Julia Vakulenko

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Newest listings

MLS# U7823248

This newly built custom home is truly a rare find and is magnificently appointed on a sprawling 2 acres lake front parcel with a private gated entrance. The kitchen is very functional with its rich wood cabinets, SS appliances, center island and...
Visit this property in ODESSA: 17705 PATTERSON RD, ODESSA

MLS# U7823398

This condo has been meticulously maintained and boasts an updated kitchen, newer air-conditioning unit and hurricane impact rated windows. You’ll also appreciate the master with en-suite and walk-in closet, an incredible pool area perfect for...
Visit this property in SEMINOLE: 9881 113TH ST #215, SEMINOLE

MLS# T2888820

Stunning, updated 3/2/1 South Tampa, block home with front porch and side load garage on corner lot. This beauty was renovated 5 years ago to include remodeling of kitchen and both bathrooms. The A/C was installed approximately 4 years ago. Call...
Visit this property in TAMPA: 4025 W NEPTUNE ST, TAMPA

MLS# U7823381

Interior decorating will be a cinch, since there is neutral tile and laminate flooring throughout. The light and bright kitchen has plenty of cabinet space including a corner appliance garage. The kitchen also boasts two built-ins with shutter...
Visit this property in CLEARWATER: 3257 BEAVER DR, CLEARWATER


 Tampa Mortgage and Home Financing:

If you are planning to get financing in order to purchase a home, talking to a mortgage professional is the first step. Questions you might want to ask:

    • - How much can I borrow / qualify for?
    • - What loan programs are available?
    • - How much is down payment?
    • - How much will my rate be and my mortgage payments?
    • - What would be my closing costs?
    • - What are escrows?
    • - Do I qualify for any government assistance programs?
    • - Get pre-approval letter. Most sellers would request it to go along with the offer.

Lenders have different rates and their costs vary.  During your initial research concentrate on getting approved and see if numbers work for you. Once you get closer to purchasing a property, you can start shopping around for better rate.

Finding the right mortgage and mortgage lender are crucial steps in any real estate markets. Knowledgeable and experienced mortgage professional can recommend the best option for you and guide you through the complex world of finance. Please let me know if you need recommendations for local mortgage brokers and bankers.