Julia Vakulenko

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MLS# U8047517

Charming curb appeal with well-manicured landscaping surrounds this admirable home in Belleair. This open floorplan offers unique and functional space throughout with gourmet kitchen in the heart of the home; featuring double swinging doors, wood...
Visit this property in BELLEAIR: 204 PALMETTO RD, BELLEAIR

MLS# T3273269

Under Construction. A 2 story foyer leads into a beautiful stained, solid wood tread staircase. The living areas and upper hallways will feature beautiful hardwood floors. French doors lead out to a covered lanai with a custom designed pool and spa.
Visit this property in TAMPA: 3517 W EL PRADO BLVD, TAMPA

MLS# W7824385

Three bedrooms with an office or possible guest bedroom. One bath leads out to the pool and affords privacy entrance and exit to the master bedroom and sitting area. Ebony pebble rocks lead to the Japanese copper soaking tub with separate dual...
Visit this property in NEW PORT RICHEY: 7826 BENGAL LN, NEW PORT RICHEY

MLS# U8079827

To be built. This is a TOTAL PACKAGE, lot is included. Enjoy the benefits of a new home such as lower insurance cost, energy efficiency and all brand new systems vs buying an existing home which all need immediate attention, maintenance and costs....
Visit this property in ST PETERSBURG: 2520 13TH AVE S, ST PETERSBURG


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 Tampa Mortgage and Home Financing:

If you are planning to get financing in order to purchase a home, talking to a mortgage professional is the first step. Questions you might want to ask:

    • - How much can I borrow / qualify for?
    • - What loan programs are available?
    • - How much is down payment?
    • - How much will my rate be and my mortgage payments?
    • - What would be my closing costs?
    • - What are escrows?
    • - Do I qualify for any government assistance programs?
    • - Get pre-approval letter. Most sellers would request it to go along with the offer.

Lenders have different rates and their costs vary.  During your initial research concentrate on getting approved and see if numbers work for you. Once you get closer to purchasing a property, you can start shopping around for better rate.

Finding the right mortgage and mortgage lender are crucial steps in any real estate markets. Knowledgeable and experienced mortgage professional can recommend the best option for you and guide you through the complex world of finance. Please let me know if you need recommendations for local mortgage brokers and bankers.