Julia Vakulenko

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MLS# T2939136

Wow. Tucked away in the charming neighborhood of Twin Lakes in Otter Creek Village sits this well-maintained home on a lush lot. FRESHLY PAINTED exterior & interior welcome you into the living/dining combination with arches & column detailing....
Visit this property in VALRICO: 3141 BEAVER POND TRL, VALRICO

MLS# A4215832

A rare opportunity to enjoy fantastic water views and sea breezes. Somerset Cay is at the southern end of Siesta Key. Boat directly to the bay from your private boat slip or kayak launch. 3rd bedroom has custom built in desk and bookcases.
Visit this property in SARASOTA: 9122 MIDNIGHT PASS RD #23, SARASOTA

MLS# U7854284

Updated kitchen with newer cabinets and appliances. Fenced yard with plenty of parking. Minutes to interstate, downtown St Petersburg and the beautiful Florida gulf beaches. Estate sale being sold as is with the right to inspect.
Visit this property in ST PETERSBURG: 1661 26TH AVE S, ST PETERSBURG

MLS# U7854651

Beautifully updated 2 bedroom, 2 bath, 1 car garage villa located in delightful Dunedin. Ready for you to enjoy all new double-pane hurricane rated windows, updated kitchen with granite counter tops, new tile flooring, updated bathrooms and an A/C...
Visit this property in DUNEDIN: 1510 KING DR, DUNEDIN


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 Tampa Mortgage and Home Financing:

If you are planning to get financing in order to purchase a home, talking to a mortgage professional is the first step. Questions you might want to ask:

    • - How much can I borrow / qualify for?
    • - What loan programs are available?
    • - How much is down payment?
    • - How much will my rate be and my mortgage payments?
    • - What would be my closing costs?
    • - What are escrows?
    • - Do I qualify for any government assistance programs?
    • - Get pre-approval letter. Most sellers would request it to go along with the offer.

Lenders have different rates and their costs vary.  During your initial research concentrate on getting approved and see if numbers work for you. Once you get closer to purchasing a property, you can start shopping around for better rate.

Finding the right mortgage and mortgage lender are crucial steps in any real estate markets. Knowledgeable and experienced mortgage professional can recommend the best option for you and guide you through the complex world of finance. Please let me know if you need recommendations for local mortgage brokers and bankers.