Julia Vakulenko

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Newest listings

MLS# T2922761

CUSTOM DESIGNED POOL HOME in Golf Course Community. with High Ceilings, Decorative Plant Shelves, Arched Doorways, Designer Paint & Open Floor Plan. The POOL is SOLAR HEATED and the Covered Lanai Provides Plenty of Outdoor Entertaining Area. The...
Visit this property in LAND O LAKES: 3651 VALENCIA COVE CT, LAND O LAKES

MLS# T2923801

Fantastic location in the waterfront Bay Pointe Condominium Community, convenient to shopping, restaurants, minutes from downtown and the airport. This 1 bedroom, 1 bathroom, ground floor condominium has a spacious living room & dining area, new...
Visit this property in TAMPA: 8824 BAY POINTE DR #106, TAMPA

MLS# A4207222

Rare opportunity to own a unique property on 1/2 acre+ with privacy and seclusion while still in the heart of Sarasota. One step into the backyard and you have found your own slice of paradise. This 2 story house features hardwood flooring, sun...
Visit this property in SARASOTA: 2408 ADAGIO WAY, SARASOTA

MLS# U7844476

Sliding glass doors. Unit facing street. Assessment of $18,832 will be paid in full by Seller at closing. Interior pictures coming soon.


 Tampa Mortgage and Home Financing:

If you are planning to get financing in order to purchase a home, talking to a mortgage professional is the first step. Questions you might want to ask:

    • - How much can I borrow / qualify for?
    • - What loan programs are available?
    • - How much is down payment?
    • - How much will my rate be and my mortgage payments?
    • - What would be my closing costs?
    • - What are escrows?
    • - Do I qualify for any government assistance programs?
    • - Get pre-approval letter. Most sellers would request it to go along with the offer.

Lenders have different rates and their costs vary.  During your initial research concentrate on getting approved and see if numbers work for you. Once you get closer to purchasing a property, you can start shopping around for better rate.

Finding the right mortgage and mortgage lender are crucial steps in any real estate markets. Knowledgeable and experienced mortgage professional can recommend the best option for you and guide you through the complex world of finance. Please let me know if you need recommendations for local mortgage brokers and bankers.