Julia Vakulenko

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MLS# A4165017

This a magnificent country estate in northern Sarasota. This custom home is located on a beautiful two-acre private lot. With a total living area of 6,424 sq. Other features include a barrel tile roof, three car garage, 20X17 island kitchen,...
Visit this property in SARASOTA: 6040 TRAYLOR AVE, SARASOTA

MLS# T2842600

This home is value packed. 4bds + 4 FULL BATHS + 3 Car Garage + NEW ROOF + GORGEOUS UPDATES. Remodeled just 5 years ago, the spacious kitchen features Maple Cabinets with bottom & crown molding, GRANITE countertops, soft-close doors & drawers,...
Visit this property in TAMPA: 12919 BIG SUR DR, TAMPA

MLS# U7793078

Pride of ownership abounds. Updates include: 2016 A/C system, 2011 200 amp circuit breaker box, 2012 hot water heater, 2011 Wally Watt shed, newer kitchen appliances, updated bathrooms, ceiling fans in every room, custom window blinds and...
Visit this property in ST PETERSBURG: 5331 33RD AVE N, ST PETERSBURG

MLS# U7792985

Welcome home to Harbour Towne. 2 bedroom 2 bath PLUS a bonus room. Property taxes homesteaded for 2016, trim notice is only $842. Easy access to St Pete-Clearwater and Tampa International airports.
Visit this property in CLEARWATER: 210 N BAYSHORE BLVD #107, CLEARWATER


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DOs and DON'Ts in Financing

When it comes to financing, you will be faced with a lot of decisions. Knowing what to do and what not to do will help you to get the best deal.

The DO’S:

Pay your existing mortgage payments on time.

Pay all recurring debts on time, because there is a chance that your credit will be run again before the close of escrow.

The DON’TS:

Open a new credit line.

Purchase new furniture or a new automobile (including leasing a vehicle). A car payment on your credit report can greatly reduce your purchasing power on a home. Get the house first, then think about the car later.

Transfer funds or change banks without consulting the loan officer first.

Put more debt on your credit cards.

Change or quit a job without consulting the loan officer first. This will prevent any problems if the lender makes a call before funding begins to make sure that you are still employed by the company listed on the loan application.

 

The Home Buying Process:

 

Types of Resale in Today's Market:

 

Taxes, CDD, HOA, and Homestead:

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