Julia Vakulenko

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SUN CITY CENTER, FL

343 SIENA VISTA PL, SUN CITY CENTER listing
  • $289,000
  • 2 Beds
  • 2 Baths
  • 1,966 Sq.Ft.

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MLS# T2853586

UNDER CONSTRUCTION - READY APRIL/MAY 2017 - Location, location, location is the mantra of this new town home community. This 2 bedroom/2. The kitchen showcases upgraded cabinetry along with granite counter tops. Please call to schedule your...
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MLS# O5479794

Joseph's Hospital or Downtown. Split bedrooms with large family, game, or office room with separate bathroom. New air conditioner and water heater. Terrazzo floors in main section and bedrooms with tile floors in the other sections of the house.
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MLS# T2853631

Photos are not of this exact home, colors and features may vary. Del Tierra is Bradenton's most exciting new gated community featuring Spanish Style architecture, and amazing amenities, including private streets, a resort style pool with a covered...
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MLS# T2853567

NEW HOME UNDER CONSTRUCTION - Coronado Floorplan - This spacious townhome feels more like a single-family home with an open concept kitchen, and large family room that overlooks a covered lanai perfect for relaxing or dining al fresco. The kitchen...
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Getting Pre-Approved

Financing a home can be a difficult process if you are not looking for the right loan for you. What you need to be concerned about is not getting the financing, but getting the right financing. You will want to look for the best terms at the lowest cost. If you want to review your financing options, you will need to meet with a lender who can explain all of the different types of loans that you will be able to afford as well as the program that will help you meet your goals. Once you determine with the lender how much you can afford, you will be able to narrow down your housing search to specific neighborhoods.

After you meet with your loan officer who has reviewed your finances, the officer will let you know what type of mortgage and what the loan amount he thinks you can qualify for. The lender will then provide a pre-approval letter that shows your borrowing power.

Your pre-approval letter is not a final commitment for the loan, but it is a necessary step in order to look at homes with an agent. Some require, and some recommend it. It shows that you will have the ability to complete the purchase of a home. Otherwise, agents and sellers could think you are just wasting their time. Sellers do not want to get into the final hours before closing and find out that the buyer cannot get financing.

Also, if you don’t meet in advance with a loan officer, you could be rushed into making a decision about your financing without taking the time to think about what is best for you. Once an offer is accepted by the seller, it becomes a contract and a specific time frame will be given to get your financing in place. It is a strain to try and get a lender and find a loan program once you have already found the house that you want to buy.

 

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