Julia Vakulenko

Featured properties: See ALL


  • $269,999
  • 2 Beds
  • 2 Baths
  • 1,966 Sq.Ft.

details Details

save Save

map Map


Newest listings

MLS# U7808688

Laminate & carpet floors. Dining room & liv room. Large fenced yard with alley access for RV & boat parking, and room to expand this home. Central A/C and Heat.
Visit this property in ST PETERSBURG: 4128 12TH AVE N, ST PETERSBURG

MLS# U7808672

So much character in its pool house. This Gulfport home is full of potential. The house has wooden and tiled floors and a lush backyard with palms and bamboo. " Property sold "As-Is" for seller's convenience.
Visit this property in GULFPORT: 4926 23RD AVE S, GULFPORT

MLS# A4178464

Impeccably remodeled from A to Z. Featuring an elegantly designed bar cabinet with inset Liebherr 2 zone wine cooler. Gorgeous, open kitchen is off the charts with custom wood cabinetry, thick beveled granite, chef's deep sink with designer...
Visit this property in BRADENTON: 6470 MOURNING DOVE DR #404, BRADENTON

MLS# U7808692

Absolutely beautiful home with all the upgrades. Stainless steal dishwasher, range, microwave, refrigerator ceramic tile flooring in main traffic areas and wood laminate flooring in all bedrooms. 10' ceilings through out the home with ceiling...
Visit this property in CLEARWATER: 1588 S MICHIGAN AVE, CLEARWATER


Getting Pre-Approved

Financing a home can be a difficult process if you are not looking for the right loan for you. What you need to be concerned about is not getting the financing, but getting the right financing. You will want to look for the best terms at the lowest cost. If you want to review your financing options, you will need to meet with a lender who can explain all of the different types of loans that you will be able to afford as well as the program that will help you meet your goals. Once you determine with the lender how much you can afford, you will be able to narrow down your housing search to specific neighborhoods.

After you meet with your loan officer who has reviewed your finances, the officer will let you know what type of mortgage and what the loan amount he thinks you can qualify for. The lender will then provide a pre-approval letter that shows your borrowing power.

Your pre-approval letter is not a final commitment for the loan, but it is a necessary step in order to look at homes with an agent. Some require, and some recommend it. It shows that you will have the ability to complete the purchase of a home. Otherwise, agents and sellers could think you are just wasting their time. Sellers do not want to get into the final hours before closing and find out that the buyer cannot get financing.

Also, if you don’t meet in advance with a loan officer, you could be rushed into making a decision about your financing without taking the time to think about what is best for you. Once an offer is accepted by the seller, it becomes a contract and a specific time frame will be given to get your financing in place. It is a strain to try and get a lender and find a loan program once you have already found the house that you want to buy.


The Home Buying Process:


Types of Resale in Today's Market:


Taxes, CDD, HOA, and Homestead:

© Copyright 2008 - 2016