Julia Vakulenko

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  • $269,999
  • 2 Beds
  • 2 Baths
  • 1,966 Sq.Ft.

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MLS# D5916991

This lovely 3 bedroom/2 bath home has 180' frontage on Eden Lake, is being sold furnished. The very large lanai and pool area, with wet bar and cabinets, is wonderful for relaxing and entertaining with glass pocket doors that open up from the...
Visit this property in ENGLEWOOD: 476 DOVER CIR, ENGLEWOOD

MLS# N5911900

Simply a terrific family home with the fully enclosed second floor loft area that serves perfectly as a family room for family members or teens. I-75 is just a short drive to the east and wonderful Nokomis beach is less than 5 minutes away. The...
Visit this property in NOKOMIS: 650 RESOLUTE LN, NOKOMIS

MLS# A4178946

The main part of home includes an open plan with high ceilings and many sliders creating warmth and light throughout the Great room, Dining Room and Kitchen all looking out over the large pool patio area with a long view over landscaped yard and...
Visit this property in SARASOTA: 4981 HUBNER CIR, SARASOTA

MLS# T2866553

All bedrooms have ample closet space. The kitchen offers 42" upper cabinets along with 2cm granite countertops in kitchen and all baths. All common interior areas feature upgraded 17x17 tile. Only a short distance from St.


Tampa Short Sales

When a homeowner needs to sell their property, but the sale is going to be less than the mortgage amount, the homeowner must seek approval from their lender in order to make a short sale.

Banks often approve a short sale due to the amount of time and money that a foreclosure process brings to the lender. Some lenders will see short sales as an easy way to cut losses and move on. This way, the lender gets the proceeds from the sale, and the owner would be forgiven for the rest of the debt still owed. This cannot work for owner who has the ability to make payments, owns other high equity real estate, or lied about something on the loan application. It is not an easy way out of a bad investment.

From the buyer’s view, purchasing a home from a short sale can be a long process that ends up leading nowhere. It could be as long as 90 days to get a response from the bank to approve an offer that was accepted by the seller. Buyers can often get frustrated and just walk away from the situation. There is no great bargain in purchasing a short sale, so there is no motivation for a buyer to jump at this chance.

If the bank does approve a short sale, the buyer will have to close the deal in about two weeks. This means that a buyer must have inspections and appraisals ready to be done, as well as the financing. Most short sales now do not get approved and the homes are ending up in foreclosure. This way, the bank has the property clear of any secondary loans and they can list the property as an REO on the market.


The Home Buying Process:


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Taxes, CDD, HOA, and Homestead:

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