Julia Vakulenko

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  • $289,000
  • 2 Beds
  • 2 Baths
  • 1,966 Sq.Ft.

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MLS# T2852954

If you are in search of a meticulously crafted, quality conscience and thoughtfully detailed town home in the very heart of the most up-and-coming neighborhood in Tampa. then you're in the right place. The upstairs holds the two guest rooms with...
Visit this property in TAMPA: 119 W GIDDENS AVE, TAMPA

MLS# T2852326

upper cabinets and a sizeable pantry. The master bath flaunts an extended vanity with knee space and dual sinks. The backyard offers a wonderful retreat that your whole family will enjoy with its large covered patio, screened-in pool, and mature...
Visit this property in LAND O LAKES: 3181 MACINTOSH RD, LAND O LAKES

MLS# U7799688

Slightly used higher end stainless steel appliances, it is the only condo at Palma that has a double door refrigerator. Freshly painted in neutral colors. New bathrooms, one with walk in shower ( master bathroom) and the other with a bathtub with...
Visit this property in ST PETERSBURG: 6335 PALMA DEL MAR BLVD S #224, ST PETERSBURG

MLS# A4170854

Custom built 4 BR/3BA Key West home in fabulous gated Hawks Harbor - a 30 acre gated boating community of 54 homes. This home has hardwired internet in every room. Hawks Harbor features its own private marina and this home comes with private dock...
Visit this property in BRADENTON: 7047 HAWKS HARBOR CIR, BRADENTON


Tampa Short Sales

When a homeowner needs to sell their property, but the sale is going to be less than the mortgage amount, the homeowner must seek approval from their lender in order to make a short sale.

Banks often approve a short sale due to the amount of time and money that a foreclosure process brings to the lender. Some lenders will see short sales as an easy way to cut losses and move on. This way, the lender gets the proceeds from the sale, and the owner would be forgiven for the rest of the debt still owed. This cannot work for owner who has the ability to make payments, owns other high equity real estate, or lied about something on the loan application. It is not an easy way out of a bad investment.

From the buyer’s view, purchasing a home from a short sale can be a long process that ends up leading nowhere. It could be as long as 90 days to get a response from the bank to approve an offer that was accepted by the seller. Buyers can often get frustrated and just walk away from the situation. There is no great bargain in purchasing a short sale, so there is no motivation for a buyer to jump at this chance.

If the bank does approve a short sale, the buyer will have to close the deal in about two weeks. This means that a buyer must have inspections and appraisals ready to be done, as well as the financing. Most short sales now do not get approved and the homes are ending up in foreclosure. This way, the bank has the property clear of any secondary loans and they can list the property as an REO on the market.


The Home Buying Process:


Types of Resale in Today's Market:


Taxes, CDD, HOA, and Homestead:

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