Tag: down payment

Down Payment Assistance for Tampa Bay First Time Homebuyers

You could be eligible for this Down Payment Assistance! The $15,000 Florida Hardest Hit Fund Down Payment Assistance (HHF-DPA) is now offered to all first time homebuyers in the three Tampa Bay counties: Hillsborough, Pasco and Pinellas counties. This is administered by the Florida Housing Finance Corp. Previously, this program was offered only to homebuyers in Hillsborough. Now, buyers in…

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Down Payment Assistance for Home Buyers in Florida and Other States

If you need some help with your down payment for a home, check if your state, county or city has an assistance program for down payments. Florida, California, North Carolina and West Virginia are among the states offering home buying assistance to home buyers, particularly first time home buyers. In some states that don’t have down payment assistance, check if…

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Discount Points — How Do They Help You as Homebuyer?

Discount points in mortgage are used to reduce interest rate. You purchase these points directly from your lender and you pay them at closing. Many lenders don’t incorporate points when they advertise their interest rates, but there are lenders that quote lower rates together with points. A home loan priced at 5 percent is not always costlier than a loan…

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