Compare the 4 Most Popular Low-Down-Payment Home Loans

Here are the 4 most popular low-down-payment home loan programs for people who have good credit and income documentation but don’t have enough savings for a bigger down payment. FHA Loan Fannie Mae LoanFreddie Mac Loan VA Loan USDA Loan Minimum Down Payment 3.5% 3% 0 0 Borrower Eligibility Must be active-duty military, reservist, national guard, veteran, current or surviving…

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More Tampa Bay Jobs, More Tampa Bay Real Estate Transactions

The creation of Tampa Bay jobs has been continuous since private and public institutions have intensified their efforts to work together to attract business people and companies to the Tampa Bay area. As more people get jobs  or relocate to take on these jobs, there is one sector that also gets more active as families find places to stay, and…

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Cheap Tampa Bay Home Improvements That Pay Off

Consider these cost-vs.-value findings on the cheapest and most cost-effective Tampa Bay home improvement projects if you’re thinking about doing some improvements on your home. According to the Remodeling 2017 Cost vs. Value Report (www.costvsvalue.com), there are three home improvement projects for Tampa Bay homeowners that cost only $1,317, $1,368 and $1,649, but will bring a resale value of 155%,…

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You Can Use a No-Downpayment USDA Loan to Buy a Tampa Bay Home

Updated February 28, 2018 Did you know that you can use a USDA loan to buy a Tampa Bay home located in an area that’s not really rural?   Yes, Tampa Bay cities like Apollo Beach, Riverview, Wesley Chapel, Land O Lakes are not really rural in the strictest sense of the word, right? But there are a lot of…

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Down Payment Assistance for Tampa Bay First Time Homebuyers

You could be eligible for this Down Payment Assistance! The $15,000 Florida Hardest Hit Fund Down Payment Assistance (HHF-DPA) is now offered to all first time homebuyers in the three Tampa Bay counties: Hillsborough, Pasco and Pinellas counties. This is administered by the Florida Housing Finance Corp. Previously, this program was offered only to homebuyers in Hillsborough. Now, buyers in…

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FishHawk Ranch Homes Topped Sales among Tampa Bay Communities

FishHawk Ranch homes were the most popular among 32 Tampa Bay masterplanned community homes, based on My Florida Regional Multiple Listing Service‘s raw data on home sales from the 10-month period January 1 to October 31, 2016. Other top-selling communities were Meadow Pointe, Westchase, Carrollwood, Seven Oaks and Rivercrest. RANK COMMUNITY NUMBER of Single-Family TOWNHOUSES VILLAS CONDOS HOMES SOLD Homes 1…

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Home Equity Can Boost Retirement Security

Here’s another benefit of home ownership — it improves retirement security. As home owners make their monthly mortgage payments and increase their home equity, they increase the amount that they can cash out later on if they decide to sell. There are even homeowners who will be able to fully pay their mortgages before their retirement, and thereby be able…

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Most Anticipated Tampa Bay Mixed-Use Real Estate Projects

Tampa is becoming a prime target of national commercial real estate investors! There are lots of reasons why TAMPA is suddenly bursting with huge commercial real estate projects. With an abundance of talented work force, affordable cost of living, innovative city government, easy access to world-renowned Gulf beaches, amenities-filled master-planned communities, Port of Tampa, McDill Air Force Base, University of South Florida,…

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Tampa Bay Real Estate Market Was the Hottest in September

The Tampa Bay metro area sustains its upward roll! The Tampa Bay real estate market sold the most number of single-family homes in September, surpassing the two other popular metro markets, Metro Orlando and Metro Miami, based on data from the Florida Realtors. Sales increased by 7% year-over-year, in stark contrast to the decreased sales in 12 of 21 other…

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Pre-Approval FAQs for First Time Homebuyers

 What is pre-approval? It’s a document given by your home lender certifying that you are qualified for a certain loan amount. Loan type, interest rate and loan-to-value ratio are also included. Why do I need to have a pre-approval? You need it so you’ll know how much house you can afford. If you know your price range, you can focus…

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HUD-Approved HomeBuyer Counseling Agencies in Tampa Bay

If you want to avail of Florida Housing Finance Corp.’s mortgage loan and down payment assistance programs, you need to attend home buyer education classes and get a certificate of completion that you will submit to your lender. Here listed below are homebuyer counseling agencies approved by the U.S. Department of Housing and Urban Development (HUD) to provide pre-purchase counseling and…

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List of Lenders for Florida Mortgage and Down Payment Assistance Programs

Are you a first time homebuyer looking for down payment and closing cost assistance? Or if not a first time buyer, are you a veteran? Or are  you open to buying a home in a federally designated targeted area (FDTA)? Here’s a helpful list of Tampa Bay lenders for you. These lenders are participants in the Florida Housing Finance Corp.’s…

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10 Ways to Boost Your Credit Score Before Buying a Home

Many of the following ways to improve your credit score are known by you already. The problem is that you keep ignoring them. Well, now, you’re buying a home soon, and you know you better get started in fixing and boosting your credit. Home lenders put a big weight on your credit score. Many of them even give you a…

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