Military Homeowners' Assistance Program
Through the Extended HAP Program

Before you do a Short Sale, see if you qualify. Call Irene at (813) 451-3601. The process is faster than a short sale and the Government can offset your losses.

Congress created a program to financially help eligible military and civilian Federal employee homeowners on their declining home property values when needing to sell as a result of assignment, transfer, or relocation.

To qualify, a service member must have:

• Owned home prior to July 1, 2006.

• Have PCS (Permanent Change of Station) orders dated between February 1, 2006 and September 30, 2012 - (see who else is eligible below)*

• Be reassigned to a new duty station or home port outside a 50-mile radius of the member’s former duty station or home port. The orders must specify a report-no-later-than date of on or before February 28, 2010. These dates may be extended to September 30, 2012 at the discretion of the DUSD(I&E) based on availability of funds.

• Suffered at least a 10% home value loss between July 1, 2006 and date of application for Expanded HAP benefits for the county/parish/city in which the primary residence is located, and

• 10% decline of personal home value loss from the date of purchase to date of sale.

Would a federal civilian employee who chooses to PCS for a higher paying job qualify for the program?

• No. Simply moving for a better job would not meet the current qualifications. As a federal civilian employee, you would only qualify if you were assigned to a BRAC organization or installation and your position was moving or being eliminated.

* Who Else is Eligible for Expanded HAP assistance

• Wounded, Injured, or Ill service members and DoD (including Coast Guard) civilian employees.

• The surviving spouse of a member of the Armed Forces or of a civilian employee whose spouse dies as the result of a wound, injury, or illness incurred in the line of duty.

• Base Realignment and Closure 2005 impacted service members and civilians.

• Permanent Change of Station (PCS) service members.