Julia Vakulenko

Featured properties: See ALL


  • $269,999
  • 2 Beds
  • 2 Baths
  • 1,966 Sq.Ft.

details Details

save Save

map Map


Newest listings

MLS# T2866501

Shows like a model home. It features a 3 bedrooms 2 baths and 2 car garage. The kitchen has plenty of cabinet storage. This beautiful home in this quiet and private gated community Ready to move in.
Visit this property in HUDSON: 12802 SAULSTON PL, HUDSON

MLS# T2866506

Hernando beach waterfront canal pool home. Whether you are entertaining on the screen balcony or enjoying coffee from the master crow's nest, this home will not dissapoint. Wood floors in living areas. This stunning home has it all.

MLS# U7809176

A 150sf sunroom is a lovely place to entertain or relax away a lazy Sunday. Bordered on the opposite side by a covered carport, the screened area was enlarged to create additional outdoor square footage. New skirting was added on the exterior....
Visit this property in HOLIDAY: 3411 COURTNEY DR, HOLIDAY

MLS# D5917154

New kitchen. New tile flooring. Inside laundry room. Close to the beach, shopping, grocery stores.
Visit this property in ENGLEWOOD: 542 FOXWOOD BLVD, ENGLEWOOD


Alternatives to Forclosure
Escape Foreclosure! (Foreclosure Options)

If you have experienced increased expenses, reduced income, or other hardship and are having trouble making your mortgage payment, you are not necessarily doomed to the devastation of foreclosure. Here are six options you may have to keep your house, if you cannot make your current mortgage payments, are about to default on your mortgage, or feel like you are going into “pre-foreclosure” status:

1. Refinance: You simply get a new mortgage loan and pay off your old (unaffordable) loan with the new one.

2. Repayment Plan: You work with your lender on structuring a repayment plan you can live with – one that lets you catch up on your missed payments by paying more than one full payment per month until you are current on your mortgage.

3. Forbearance Program: You work with your lender to delay or to suspend all (or a part) of your normal monthly payment for an agreed-upon period of time. You may roll the “suspended” payments into the existing mortgage loan, or you may make those payments as part of a repayment plan or loan modification, as agreed between you and your bank(s).

4. Loan Modification: You work with your lender to change the original terms of your mortgage loan. You may be able to change your interest rate, the duration of the loan, or the amount of the loan (adjusted by the amount that you are behind in paying).

5. Short Refinance: You work with your lender to obtain an adjustment or “forgiveness” of the actual principal portion of the balance. This may be used with Forbearance and Repayment Plans.

6. Bankruptcy: You may change your original terms of your mortgage loan as part of a bankruptcy filing, order, reorganization, or repayment plan.

All of these methods require you to be able to make a payment that the Bank agrees with and to make it on-time every month.

If you have encountered a hardship, income reduction, or increase in expenses that prohibits you from participating successfully in any of these programs or that will simply delay the inevitability of foreclosure because you’re actually unable to make acceptable payments, even under modification or other attempt to adjust your mortgage burden, you may need to consider a Short Sale to escape foreclosure and its devastating effects on your life.

For more information on what a Short Sale is and how it can help you, please feel free to call 813-671-6657 for a free consultation or email: info@tampa4u.com